At the Waldridge PACT meeting on 10th April I attended with Nicole Herbert from the Cyber Harm Reduction Team discussing scams and how to prevent becoming a victim of crime. Online scams used by cyber-criminals that are currently going around including "Phishing Emails and Texts" where recipients are sent a ‘convincing’ message from an ‘official source’ e.g. a bank or HMIC.
Likewise with social media accounts to be aware of the posts you comment on. The posts that ask what was your favourite teachers name, your first pets name, your first car or the place you were born etc. Those are the same questions asked for security when setting up some accounts.
Think about in a different way that, you are providing the answers to your security questions to access your bank account without realising it. Hackers are setting these up as under the disguise "get to know each other better game".
They will build a profile of you from several different data sources. They then use this information to hack into your accounts or open lines of credit in your name.
Issued 11 April, 2018
If you are recipient of any such message Take 5, Tell 2, Get Safe Online
#Take Five to Stop Fraud is a national fraud awareness campaign launched to help you take back control and beat financial fraud – particularly the growing problem of bank transfer scams.
• Banks or trusted organisations will never contact you asking for your PIN or full password, or to transfer money to a safe account.
• Never give out your personal or financial details unless you are absolutely sure you know who you are dealing with.
• Always question uninvited approaches asking for information – it could be a scam. Instead contact the company directly using a trusted email or phone number to check the request is genuine.
• Don’t be tricked into giving a fraudster access to your details. Never automatically click on a link in an unexpected email or text.
Remember to always… Trust your instincts: If something feels wrong then it is usually right to question it. Fraudsters rely on your defences being down when you’re in the comfort of your own home and on people being naturally trusting.
Stay in control: Be confident - refuse unusual requests for personal or financial information. It’s okay to stop the discussion if you do not feel in control of it.
And Take Five: Always stop and think before acting. Take five and say: ‘My money? My info? I don’t think so!’
What to watch out for… People aren’t always who they say they are Fraudsters use a range of tactics to target people and organisations. They often impersonate someone else and seek to exploit our naturally trusting natures. They may pretend to be from your bank, Card Company, police, utility company, a government department or someone else you usually deal with and trust.
Action Fraud 0300 123 2040 you can report fraud or cyber-crime to Action Fraud any time of the day or night using our online fraud reporting tool.
Visit https://www.getsafeonline.org/ who is the UK’s leading source of unbiased, factual and easy-to-understand information on online safety.
If you have any concerns that need addressing why not come along to your next PACT meeting on Tuesday 12th June 2018 at Waldridge Communal Room commencing at 6 pm.
You can also Email
for further information and advice.
Actioned 11 April, 2018